PayToMe.co Secures Global Investment, Accelerates AI Finance Platform for SMBs
PayToMe.co, a financial operating system built with artificial intelligence at its core, has landed backing from major global investors. The latest funding round includes investments from Hatcher+, a prominent venture capital firm, along with support from Startupbootcamp, one of the largest accelerators across Europe and Asia. This backing strengthens PayToMe.co’s position as a global player in AI-driven finance.
Designed specifically for small and medium-sized businesses (SMBs), the platform unifies payment systems, invoicing tools, and compliance solutions into a single customizable interface. Traditional systems often force businesses to juggle disconnected tools—each with its own costs and integrations. PayToMe.co streamlines that process.
Also read: Irish Start-up Assiduous Secures €1M to Launch AI-Driven Finance Platform
A Platform Built for Scale
The company’s technology stack brings together essential financial functions under one roof. It supports AI-powered bookkeeping, real-time reporting, custom invoicing across 100+ countries, patented SMS-based Text-to-Pay, and integrated fraud prevention. It also connects seamlessly with more than 12,000 banks and over 7,000 fintech applications.
Rather than replacing tools like QuickBooks or Square, PayToMe.co complements them. This way it removes friction, reduces costs, and allows users to work more efficiently with the systems they already use.
Leadership has outlined a bold mission to simplify and scale financial systems globally. The vision is anchored in the belief that AI will unlock smarter financial infrastructure, particularly for businesses that have been underserved by traditional systems.
Opportunity Meets Execution
With over 400 million SMBs worldwide, the opportunity in AI-powered financial infrastructure spans multiple industries and verticals. The company has broadened its scope beyond SMBs to enterprise clients, now targeting needs in embedded fintech, cross-border infrastructure, and finance automation.
Strategic alliances with Stripe, Plaid, and US Bank further embed the platform into the global financial architecture.
Recognition, Traction, and Forward Momentum
Since its founding, PayToMe.co has built a strong track record. It’s received eight international awards recognizing its innovation in AI and financial technology. It ranks among the top two startups in Hatcher+’s global portfolio. Selection to Silicon Valley Bank’s Nexus platform has also boosted its visibility among major venture networks.
Inclusion in The Nilson Report—a key voice in global payments—underscores its growing influence in embedded finance. And with partners across North America, Europe, Asia-Pacific, and Africa, the company is steadily moving toward becoming a foundational layer of next-generation financial systems.
From real-time reporting to text-based payments, PayToMe.co is quietly rewriting the playbook for how modern businesses manage money.
